It's Normal To Feel Confused When First Learning About Engagement Rings

Here's some guidance on what to look for and how to make a purchase. Here, we will discuss how to choose an engagement ring that will make her eyes sparkle without breaking the bank.

1.       Get to know your fiancee's taste

You and your intended have probably already discussed the next stages in your relationship if you want to become engaged. Determine if your fiancée would want the ring from Engagement Rings Direct to be a surprise or if she would like to accompany you as you look for an engagement ring. Good for you if that's the case! Now that you have the ring, you can focus on making preparations for a memorable proposal. Make a plan, stick to it, and always pay cash for everything you buy.

 

2.       The Cost of an Engagement Ring- What Should You Expect to Spend?

OK, now it's time for the question. Surely you're all curious: what is the average cost of an engagement ring purchased by a man? There is no magic figure since it all relies on your financial position, but you should be deliberate and create a budget anyway. 

The average cost of a beautiful ring should be no more than one month's salary, but you shouldn't spend more than two or three months' salary. It's important to remember that you shouldn't go into debt to purchase an engagement ring for your special someone. That's why you shouldn't ever use a credit card, bank loan, or finance to purchase an engagement diamond. (Besides, it doesn't matter how big the ring is if the marriage doesn't last.) Make a cash payment in the full amount that you have set aside for this purpose. In certain cases, you may even be able to save money by paying cash. There is a lot of room for negotiating when purchasing jewelry due to the very high markup. 

While asking for a discount may not be expected at certain larger jewelry shops, it never hurts to ask. Someone will either decline or, surprisingly, accept your proposal. (Even jewelry sellers are aware that cash equals immediate payment rather than installments.)

The exorbitant interest rates associated with layaway, financing, and jewelry shop credit cards are a major turnoff for consumers. In the long run, you'll save a lot of money if you can save up and pay cash. And here's the thing: if you have to make payments on that ring for decades, it won't look nearly as shiny.

3.       Find a Jeweler or Jewelry Store to Purchase the Ring

If you know how much you want to spend on an engagement ring, you can shop with confidence and even go for Moissanite wedding Rings. Looking at rings alongside someone who has some knowledge of diamonds and jewelry may help you avoid being taken advantage of, no matter where you go shopping. In the absence of a shopping buddy, it is important to shop in a place where you feel safe and where you can maintain control over your spending.